租客甄别贴士

租户筛选流程

作为一个 房东，您可以通过 写一份有效的出租清单. 这是 房东经常犯这个巨大的错误: only requiring a rental application and meeting their tenant at a showing. This method leaves room for error when deciding if a prospective tenant is qualified. Here are a few things to be mindful of and include in your screening process.

• Let the prospective tenant know that you do require a tenant background check.
• Provide the potential tenant an avenue to apply either online or on paper.
• 对申请人进行筛选并进行评估.
• Meet the potential tenant in person, if possible, to evaluate:
  • 不一致的答案
  • 不愿意完成信用或背景调查
  • 延迟沟通或表示不感兴趣
  • 在你的房产展示中有不尊重的行为

It is important to create a consistent screening process that honors all 公平住房法 保护租户不受歧视的法律. Some of these laws include protected classes such as gender, 家庭地位, 性, 残疾, 国家的起源, 宗教, 肤色和种族. 如果你有问题可以找律师.

我如何查询租客的信用记录?

有几种方法可以获得房客信用报告, 但最简单的解决方案是使用在线服务. 只要你输入他们的邮箱, they'll receive a notification asking them to authorize the reports by entering their Social 安全 Number. Shortly after, you'll get an email stating that the report is ready to be viewed.

租客是否有经济责任?

信用评分范围 从350到800. Typically, the higher someone's score is, the more financially responsible they are. 信用评分之外, credit reports reveal even more information: red flags, 账户摘要和交易记录.

• Red flags are typically indications of potential fraud, and this information is gat在这里d based on a tenant's residence history and employer info.
• You'll be able to view a tenant's current monthly balances organized by account type and their current debt load.
• 和最后一个, you'll view a tradeline of each open account complete with payment status, so you know whether they have a history of making payments on time.

做决定时要考虑什么?

作为房东, you're allowed to decline a tenant for not having enough income, not being financially responsible or having too many financial obligations to afford your rent price.

然而, you're required to tell a tenant if you're rejecting them due to information on their credit report, 根据 公平信用报告法. 这给租户提供了机会 对信用报告上的任何信息提出异议 与信用局联系.

在你做最后决定之前, we also recommend requesting two more important reports: background and eviction reports. With all three reports, you'll get a complete view of who your applicant is.

• Credit reports tell you how your applicant treats creditors and their finances
• Tenant background checks tell you how they treat society and neighbors
• 驱逐 报告告诉你他们是如何对待之前的房东的

承租人pp王者电子官网

In some cases, 房东s may want to verify the applicant is obtaining or has 租房者pp王者电子官网 to protect their personal belongings and any damage to the property. 就像一个 租户信用评分, requiring proof of 租房者pp王者电子官网 might be an indicator of a potential tenant's ability to pay rent on time.